Protecting your investments is important and finding the right homeowner's or business insurance policy is easy with the help of Chesapeake Life Counsel
Being homeowners ourselves, we know the need for comprehensive homeowner's insurance. The price you pay for homeowner's insurance is based on how much it would cost to rebuild your home, not its total value or purchase price. Chesapeake Life Counsel offers policies that protect buildings, out buildings, liability, and contents. Replacement coverage on both the house and furnishings are important options to add to your policy. Equally important is an option to protect against water and sewage backups.
Floods are not covered by your homeowner’s policy. You may be required by your mortgage company to purchase flood insurance because your home is in an area that has a risk of flooding. Generally the higher you are elevated from a body of water the less expensive flood insurance is. It is available to almost everyone and the cost is regulated by
the National Flood Insurance Program.
Purchasing an umbrella policy is a great option, because you get inexpensive additional liability coverage for your house, motorcycle, boat, and cars in one policy. Additional liability protection is important, and we offer one to ten million dollars to those with substantial assets.
Protect your assets with business insurance from Chesapeake Life Counsel. No matter what type of business you own, we get you the right amount of coverage for vehicles, liability, workmen's compensation, and your assets. Getting insurance for your business is easy with the help of our network of professionals who know exactly how to get you the coverage you need.
Certain businesses may require a more specialized policy, and we always find the policy that meets the needs and budget of your business, including Commercial General Liability (CGL), which covers liability but not assets, or a Business Owners Policy (BOP) that covers liability, assets, loss of income and more. We also offer Business Vehicle and Workers Compensation coverages. While you are not generally required to have insurance for your business, we recommend it for your protection and peace of mind.
Let our insurance agency
protect your biggest investments by finding you the coverage you need. We can discuss your requirements in person, on the phone, through email, or even via texting.